BUSINESS OWNER PACKAGES

Financial packages for commercial business owners

Stay Protected with our Business Owner Insurance

LIABILITY

Protections if you, or an employee, cause property damage, personal injury or advertising injury, including:

  • Premises, operations and products
  • Damage to premises rented by you
  • Medical expenses
  • Personal and advertising injury
  • Hired and non-owned auto*
  • Primary and noncontributory coverage*

OPTIONAL COVERAGES

It’s important to make sure your coverage matches the needs of your particular type of business. because each business has specific risks, you may want to include special optional coverages, including:

  • Equipment breakdown
  • Glass coverage
  • Spoilage coverage
  • Employee benefits liability*
  • Earthquake*
  • Higher limits for employee dishonesty, outdoor signs and accounts receivable

EXPERTISE

Proven experience and success protecting businesses like yours:

  • Professional/Medical Offices
  • Delicatessens & Bakeries
  • Home businesses
  • Service businesses
  • Retail Businesses

Property Insurance

Protection for buildings equipment and inventory if ever damaged by a covered loss, including:

  • Permanently installed equipment and outdoor fixtures
  • Computer systems, electronic media, including valuable paperwork and records
  • Outdoor paperwork, including signs and debris removal
  • Property in transit or temporarily off premises
  • Accounts receivable
  • Employee dishonest, forgery or alterations
  • Money and securities, on or off premises

Protect Your Livelihood

When you own a business, you have a lot to protect. Could you afford to cover the loss from a burglary, vandalism or fire? What if a customer slips and falls or a dishonest employee steals from you? What would happen if you couldn’t reopen your doors for months?

Our business owners insurance combines property and liability insurance, loss of income, crime coverage and optional coverage’s into one convenient package. Best of all, your policy can be personally tailored to meet your specific business needs and budget.

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