BUSINESS OPERATION

Your business is more than a job, it's your life...

PROFIT FROM OUR EXPERIENCE

PROPERTY INSURANCE

Protection for buildings, equipment and inventory if ever damaged by a covered loss, including:

 

  • Permanently installed equipment and outdoor fixtures
  • Computer systems, electronic media, including valuable paperwork and records
  • Outdoor property, including signs and debris removal
  • Property in transit or temporarily off premises
  • Accounts receivable
  • Employee dishonesty, forgery or alterations
  • Money and securities, on or off premises

OPTIONAL COVERAGES

It’s important to make sure your coverage matches the needs of your particular type of business. because each business has specific risks, you may want to include special optional coverages, including:

  • Equipment breakdown
  • Glass coverage
  • Spoilage coverage
  • Employee benefits liability*
  • Earthquake*
  • Higher limits for employee dishonesty, outdoor signs and accounts receivable

 

LIABILITY

Protection if you, or an employee, cause property damage, personal injury or advertising injury, including:

  • Premises, operations and products
  • Damage to premises rented by you
  • Medical expenses
  • Personal and advertising injury
  • Hired and non-owned auto*
  • Primary and noncontributory coverage*

EXPERTISE

Proven experience and success protecting business like yours:

  • Professional/Medical Offices
  • Delicatessens & Bakeries
  • Home Businesses
  • Service Businesses
  • Retail Businesses

LOSS OF INCOME

When your business operations are interrupted by a covered loss, our coverage is designed to supplement your income, up to the limits you select, until you’re back in business.** We also cover other expenses needed to resume normal business operations.

OUR EXPERTISE

Building Related:  Lumber yards, Siding, Fence Installation companies

Office Coverage:  Veterinarian, Doctor, Legal, Accounting Services, Web-Design…

Property Care Industries:  Landscaping, Yard Care, Patio & Deck

Market Street:   Pet Grooming, Farmers Markets, Salon & Barber, Clothing Stores…

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